Retirement Planning

William M. Leeb, CFP®

William Leeb is the President of Financial Council, Inc. (FCI), a registered investment advisory firm, specializing in retirement planning. FCI provides a unique approach to the retirement planning process through a highly qualified team of accredited professionals.

Mr. Leeb brings over 25 years of experience to FCI, which he co-founded with his father, Howard W. Leeb in 1988. He holds degrees in Business Administration and Economics from Towson University. He is a certified Financial Planner and a member of the Financial Planning association and the Institute of Certified Planners. He currently serves as an adjunct faculty member of the Johns Hopkins University where he frequently lectures on investment and financial planning issues. Mr. Leeb is also President and Chief Investment Officer of Financial Council Asset Management, Inc., a Registered Investment Advisory Firm.
410-821-9200 • info@financialcouncil.com

Patrick L. Brown, Executive Vice-President of Willow Financial Services, LLC.

Mr. Brown is a graduate of Loyola College and has his Masters from Sellinger School of Business. Mr. Brown was the executive vice president of the small business division of USF&G, a Baltimore based insurance carrier that was purchased by St. Paul in 1997. He is recognized for developing the small business division nationwide and pioneering the concept of marketing small business products geared to the owners of small businesses.

In 2002, Mr. Onorato and Mr. Brown completed a comprehensive course on priority senior issues and attained the Certified Senior Advisor designation. They are currently active members of the Society of Senior Advisors® and the National Association of Insurance and Financial Advisors (NAIFA). This designation allows Willow Financial Services to meet the key needs and issues concerning small business owners as they grow older.
410-321-9608 • 800-662-9847

Richard A. Onorato, CSA, President of Willow Financial Services, LLC

A financial consulting firm that specializes in financial and retirement planning for individuals and businesses. Recognized as a top executive in the distribution of insurance and financial product, Rick has 30 years of experience in the industry. As a consultant and licensed broker, he deals with a wide variety of highly rated insurance companies, finding the best one to fully meet each client's current and future needs. He has received numerous awards over the years for outstanding professional service and performance to his clients.
410-321-9608 • 800-662-9847